For those of you who will be the starter credit cards may have to first understand the following things.
The world is now spending more practical if we Rambah use plastic money aka credit card. But for you who choose to live with minimal risk of carrying cash or cash is the most ideal choice. Having a credit card do not have to be a scourge and make your anti credit card. Provided disciplined when deciding to use it, have a credit card is still "safe. " Check out her tips below before your starter credit cards:
- Avoid using credit cards to buy goods outside the plan. Can-can quickly ensnared a high interest rate because you can not control the impulse impulsive shopping. Instead by using cash, lust shopping easier in-brake when looked inside to the minimal.
- You may be tempted to use credit cards to eat at fancy places with the lure of discounted 10-20%.
- Understand the hidden costs when using credit cards abroad, such as additional costs 1-2% charged for the purchase of goods. Before you make transactions, know in detail the costs of this kind.
- If you are disciplined pick and choose who you do purchase goods using credit cards and do not, and pay bills in full on the due date, you do not have a headache receive phone bills that come repeatedly.